Many medical offices offer financing on medical procedures through companies like CareCredit™. Their website claims that “Purchases of $1,000 or more may be eligible for a 24 months offer with a 14.90% APR, a 36 months offer with a 15.90% APR or a 48 months offer with a 16.90% APR.”. Assume that an individual wanted to put $2000 on CareCredit, and wants the plan with the lowest monthly payment. Which would you recommend? (hint: you do not have to do any math to solve this problem)