How many Federal Reserve Banks are there and in what cities are they located?

The three components of the Federal Reserve System are the Federal Reserve Banks, the Board of Governors, and the Federal Open Market Committee (FOMC). The Fed's operating divisions, the 12 regional Reserve Banks, seek to maintain a stable financial system and a strong economy.

With offices in Boston, New York, Philadelphia, Cleveland, Richmond, Atlanta, Chicago, St. Louis, Minneapolis, Kansas City, Dallas, and San Francisco, the Reserve Banks are decentralised by design. The Fed's decisions and reserves are dispersed evenly across the country thanks to this structure, which also assures that the Fed takes into account the monetary policy-setting needs of communities from across the country.

Federal Reserve Districts are the divisions of the United States into which each Reserve Bank operates. Banks, the US Treasury, and the general public are all served by the banks and their 24 branches.

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