Answer :

One of the reasons for the banking crisis was that banks were pressured by Congress and other groups to make Questionable loans.

Because banks only maintain a small fraction of deposits, all banks are vulnerable to bank runs. If there is a financial crisis, banks may run out of capital when consumers withdraw their accounts.

The fundamental cause of the 2008 financial catastrophe was deregulation in the financial industry. It enabled derivatives speculation supported by cheap, hastily issued mortgages, making them available to even people with questionable creditworthiness.

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Full Question ;

One of the reasons for the banking crisis was that banks were pressured by Congress and other groups to make _____________ loans.