Means testing is frequently used in the United States, which tends to fit Americans' tendency toward individualism. The phrase "means test" describes. whether a candidate's income is sufficiently low to be eligible for public assistance. Medicaid is a means-tested program, whereas Medicare is an entitlement program. Terms in this group (7) Every year, 11–15% of Americans live in poverty. 27% of Americans will have needed public help by the time they are 30. The means test's goal is to determine whether a debtor is abusing the bankruptcy process by filing Chapter 7 bankruptcy claims when they could, at the very least, pay some of their bills. Consequently, the means test primarily assesses the debtor's capacity to pay.
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