How would you decide whether to dispute the error with a credit agency or with your bank/lender?.

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28-10-2022
Business

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How would you decide whether to dispute the error with a credit agency or with your bank/lender?.

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febyyyvaalentina febyyyvaalentina · Answer 1 · 2022-11-10T03:41:13-05:00

If the bank appears to be delivering the credit bureaus wrong information, or if there is sham account open in your name, it should be disputed.

If you got an error on your credit report, you should start by disputing that information with the credit reporting company (Experian, Equifax, and/or Transunion). You should described in writing what you think is incorrect, why, and contain copies of documents that support your dispute. The best solution to an error in our credit card is assign a dispute to the credit reporting company by phone, by mail, or online. Described the error and what you want changed. Clearly identify every error separately, state the facts, describe the reason you are disputing the information, and ask that it be removed or corrected.

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