Some things that can be done in order to reduce or avoid bank service charges and fees are signing up for a direct deposit, using an ATM of your bank only, open different accounts and keeping the minimum value in each bank.
The fees of most of the bank depends on the money that you place in each of the banks. In order to reduce this fee, you can open accounts in different banks and keep minimum value of money in each.
If you use the machine of another bank, the service charges are deducted. In order to avoid these service charges use the ATM of your bank only.
A direct deposit causes no money to be deducted when money is deposited into an account. Hence, ask your bank for a direct deposit.
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