One of the key differences in medical insurance is the process required to go see a specialist. more expensive insurance often allows individuals to go straight to a specialist. what it the most common way for those without this type of insurance to see a specialist?

a general practitioner will provide a referral.

specialists are only for those with expensive insurance.

they see a specialist but have to pay more for the service.

they go to the end of the wait list to get in to see specialists.



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