Savings: $2,500 discretionary spending: $450 per month option a to buy has a total cost of 22,780 dollars, up-front cost of 2,500 dollars, monthly payment of 338 dollars for 60 months, and no mileage restriction. option b to lease has a total cost of 12,169 dollars, up-front cost of 3,925 dollars, monthly payment of 229 dollars for 36 months, and mileage restriction of 10,000 per year. what are the disadvantages of choosing the lease? check all that apply. i do not have enough money for the down payment. i must make sure not to drive more than 10,000 miles a year. i will pay a higher price for the car. my monthly payments will be higher. i will have to buy another car in three years.