us banks pays 3% interest for a 1 year deposit. european banks pay 5% interest over the same period. the spot f/x rate is 1.02 euro/usd. what is the expected exchange rate in 1 year? group of answer choices a) 0.96 euro/usd b) 1.04 euro/usd c) 1.00 euro/usd d) it cannot be determined