Answer :
A borrower's offer of a piece of real estate or another asset to the lender serves as collateral for the loan.
Can we use this amount of money as cash?
We use "amount" for singular, uncountable nouns and "amounts" for plural nouns. There is a ton of cash hidden under the mattress. He holds a substantial amount of cryptocurrency in his cold wallet. In the aforementioned examples, "money" acts as an emulsifying agent, therefore we change it to "amount."
What does the word amount's origin mean?
Etymology. Old French amonter ("to amount to"), from amont, amunt ("uphill, upward"), from the word a mont ("toward or to a rocky outcrop or mound"), from Latin ad montem, and Middle English amounten ("to mount up to, keep coming up to, imply")
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