Myra would like to trade up for a minivan because she has a new baby. She finds a minivan advertised at $10,595 (plus 6 percent tax). Her current car is all paid for, but is only worth $4300.00 in trade. She finds a loan for 4 years at 7.6 percent. What will the monthly payments be? (Tax is figured before trade-in value is deducted.)