MS. BROWN SIGNED A $8400 NOTE WITH INTEREST AT 8% ON JAN 4TH THE NOTE IS DUE ON DEC 1, SHE PAID BACK $3000 BACK ON JUNE 1ST IF THE PAYMENT WAS FIRST APPLIED TO THE INTEREST AND THEN THE PRINCIPLE HOW MUCH WILL MS. BROWN OWE AT THE END OF THE YEAR my answer: 5907.10