You are one of the retirement counselors at the Valley View Bank. You have been asked to give a presentation to a class of high school seniors about the importance of saving for retirement. Your boss has designed an example for you to use in your presentation. The students are shown five retirement scenarios and are asked to guess which yields the most money. Note: All annuities are ordinary annuities. Also, although some people stop investing, the money remains in the account and receives 10% interest compounded annually. Look over each scenario and make an educated guess as to which investor will have the largest accumulation of money invested at 10% over the next 40 years. Then for your presentation, calculate the final value for each scenario, how much each person actually contributed, and how much interest was earned. • Adam invests $1,200 per year and stops after 15 years (remember, the balance will remain in this account, earning 10% interest compounded annually for the remaining 25 years. • Becky waits 15 years, invests $1,200 per year for 15 years, and then stops (balance will earn int • Clare waits 15 years, then invests $1,200 per year for 25 years. • David waits 10 years, then invests $1,500 per year for 15 years, and then stops (balance will earn interest for the remaining 15 years). • Ellen waits 10 years, then invests $1,500 per year for 30 years.