Ethan is looking for a financial institution that will meet his needs. He has a part-time job and routinely puts
25% of each paycheck into a joint savings account he has with his parents. His ultimate goal is to buy a
car, but he also wants access to his money so he can pay for clothes, school activities, and fuel. His
savings account only allows three withdrawals per month without a penalty fee. Ethan wants to open his
own checking account so he has easier access to his money. Review the table of fees for Local City Bank
and Federal Credit Union (FCU). Which statements are true? Select all that apply.