all of the following are the responsibilities of every long-term care insurer in california except (choose from the following options) 1. establish marketing procedures to assure excessive insurance is not sold or issued. 2. submit to the commissioner a list of all agents authorized to solicit individual consumers for the sale of long-term care insurance. 3. provide enough business to solicit long-term care insurance. 4. establish marketing procedures to assure that any comparison of policies will be fair and accurate.