coursehero wilma is considering opening a widget factory. the unlevered cost of equity for making widgets is 0.12. this factory would cost $26 million to set up, and would produce ebit of $3 million per year for the foreseeable future. she is thinking of applying for a $3 million subsidized perpetual loan to finance this project. complying with the auditing requirements of this loan would have a present value of $2 million. this loan would have a rate of 0.06, while the rate she could get from the bank is 0.07. her tax rate is 0.31. what is the npv of this project, using the apv method?