Charles uses his phone all the time for texting, streaming videos, and checking social media. His bill is usually manageable, and he’s always been able to work it into his budget. But this month, his cell phone bill is higher than normal—$398! Yikes! In the past, his bill has always been around $80–100. He calls the phone company and finds out he’d accidentally been streaming on his data plan instead of on Wi-Fi. He was charged extra for the extra data he used. The phone company won’t change the bill since it was Charles’ mistake. If he doesn’t pay the bill on time, he’ll get a late fee, which would be an extra $30 plus interest! 3. Should Charles use his emergency fund to pay off this unexpected bill? Yes No